Privacy Policy

This is the Privacy Policy (Policy) of Playminds Technologies Private Limited, a company incorporated under the Companies Act, 2013, and having its registered office at 10/1, 4th floor Kempegowda Layout, Prashanthnagar, Bangalore 560079 (hereinafter referred to as Playminds).

Thank you for visiting Playminds’ app [CASH+]. We value the trust you place in us. This Policy discloses Playminds’ information practices for this app and subscriber/membership based services (Services) including the type of information being collected, method of such information collection, use of such information and sharing of such information with third parties. By visiting the app, you expressly consent to our use and disclosure of your personal information in any manner described in this Policy. This Policy extends to both visitors to the app who do not transact business on the app and to registered users, who transact business on the app.

Your Personal Information

  • By accepting this Policy, you authorize Playminds to collect and store and use any information that you may enter on our app or provide us in some other way. To enable you to become a registered user of our app and provide you with our Services, we need your personal information, as listed more fully in Annexure-A to this Policy.
  • We assure you that at no time will this information be sold or shared with parties not associated with us without your consent.

How we use the information we collect
Playminds owns all the information collected via the app. We may use the information described above to:

  • Verify your identity and share your details with authorized bureaus or other agencies for credit report & credit score and social score generation.
  • Create and manage your account.
  • Send you (via email or other means) offerings of products or services and update you on all the special offers available on the app to ensure a better user experience for you. You can unsubscribe from such communications anytime you wish to do so.
  • Monitor and improve the app including by calculating the number of visitors to the app, identifying the geographical locations of visitors and their demographics, preferences, interests, and behaviour. We may share such app usage statistics with our sponsors, advertisers or other third parties (which do not include Playminds’ marketing partners and network providers).
  • Communicate with you about, and administer your participation in, special events, contests, offers, surveys and market research.
  • Respond to your queries.
  • Operate, evaluate and improve our business.
  • Besides the above, this information may be used when you contact Playminds through any means such as chat or email. Playminds reserves the right to include your email ID for marketing communications.

IP address
When you visit our app, Playminds collects your IP address to help diagnose problems with its server, administer and tune the operation of its app, analyze trends, track traffic patterns, gather demographic information for aggregate use, and track the date and duration of each session within our app and similar purposes. Your IP address may also be used in combination with your personal information to prevent fraud or abuse, customize your shopping experience, improve our app, customer service, products, and promotional efforts, and to understand your preferences, patterns and interests.

Non-personal information
Playminds also collects information about the type of device you use to access our Services, your operating system details and settings, the name of your ISP, your mobile device, your mobile device identifier provided by your mobile device operating system, and location data and other general device or systems information. If you are logged in on Playminds when browsing, a cookie on your device will also identify you, and record and associate all of these usage information and log data with your account.

Cookies and Web beacons
Playminds collects data through cookies and other monitoring technologies to enhance your browsing and shopping experience on our app. ‘Cookies’ are small pieces of information that are stored by your browser on your computer’s hard drive to collect information about your activities on our app. We may authorize third parties to use cookies and other monitoring technologies to compile information about the use of the app or interaction with advertisements that appear on the app. We do not have access or control over these cookies. We do not link the information we store in cookies to any personally identifiable information you submit while on the app. We use session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You are always free to decline cookies if your browser permits, although, by declining the use of cookies you may not be able to use certain features on the app.

Sharing of information
Any personal information, if collected, will be passed on to our trusted partners and service providers who shall need access to the information upon your use of our Services. We use trusted third-party service providers to perform certain services on our behalf, including for the purposes of payment processing, data storage/management, web hosting, web analytics, fulfillment, assembly, marketing, mailing, and emailing. These service providers only receive personal information if such information is needed to perform their function(s), and they are not authorized to use any personal information for any other purpose(s) other than the purpose(s) set forth by Playminds.

Your rights

  • Upon request, we will remove your personal information from our database. Customers are also advised that upon written request you may access and/or request that any erroneous information about you be corrected.
  • You have the right to ask us not to process your personal data for marketing purposes. You also have the right to ask us to not store your personal data. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at the e-mail address below. However, please note that in such an event we may be unable to continue providing, partially or fully, our Services to you.
  • The app may, from time to time, contain links to and from the apps of our partner networks, advertisers and affiliates. If you follow a link to any of these apps, please note that these apps have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these apps.

Business transfer
Your personal information may be disclosed as part of any merger, sale of Playminds’ assets or acquisition, as well as in the event of insolvency, bankruptcy or receivership.

Comments
We value your comments, feedback, and testimonials which help us improve our app, products, and services. By making such submissions to us, you assign your rights in the submissions to us.

Children’s privacy
Our app is not directed at anyone who we know to be under the age of 18, nor do we collect any personal information from anyone who we know to be under the age of 18. If you are under the age of 18, you should not use the app and should not submit any personal information to us.

Phishing
Safeguarding information to help protect you from identity theft is a top priority and we at Playminds take all measures to protect identity theft. We do not and will not, at any time, request your credit card information or national identification numbers in a non-secure or unsolicited e-mail or telephone communication.

Links
This app may contain links and advertisements which may lead you to other apps. Please note that once you leave our app you will be subjected to the privacy policy of the other app and this Policy will no longer apply. By using this app, you signify your agreement to the terms of this Policy. Playminds reserves the right, in our sole discretion, to change, modify, and or delete portions of the terms of this Policy at any time.

Limit of liability
Notwithstanding anything to the contrary in this Policy or any other terms of service or use applicable as between Playminds and you, Playminds’ aggregate liability hereunder shall be limited to Rs.500 only and shall not extend to any indirect or remote damages whatsoever, including but not limited to special, incidental, consequential, or punitive damages or loss of profits.

Contact us
If you believe that Playminds has not complied with this Policy with respect to your personal information or would like us to update information we have about you or your preferences or if you have any questions about our Policy, please feel free to contact at: care@cash-plus.in

Applicability of Policy
While this Policy applies to all personal information collected, stored and used by Playminds, it is intended to comply only with the applicable laws of India and not any other jurisdiction. All matters of dispute are subject to the courts in the city of Bengaluru.

Compliance
Playminds shall always cooperate with regulatory authorities and investigating agencies in India in the matter of treatment of personal information.

Amendments
Playminds may modify this Policy in its sole discretion at any time. While Playminds shall make best efforts to notify you of any such modification, it shall be your responsibility to read and understand the Policy as prevalent from time to time. Continued use of the app shall be deemed to constitute acceptance of the Policy as amended.

End of Privacy Policy

Annexure-A
List of Information

  • Last name
  • Current address
  • Permanent address
  • Residing in current address since
  • E-mail address
  • Mobile number
  • Gender
  • Date of birth
  • Picture
  • Educational status
  • Residential status
  • Marital status
  • Spouse occupation
  • Number of dependents
  • SMS information
  • Social media information
  • PAN
  • PAN Card
  • Aadhaar number
  • A government-issued photo identification proof such as Aadhaar or any other proof as may be specified by Playminds from time to time.
  • Bank statement in a PDF form or online access to your bank statement
  • Name of employer
  • Working since
  • Office e-mail address
  • Net monthly income
  • Name of spouse’s employer
  • Spouse working since
  • Office e-mail address of spouse
  • Spouse’s net monthly income
  • Device information
  • Device & app history — Read your Web bookmarks and history
  • Identity — Find accounts on the device
  • Calendar — Read calendar events plus confidential information
  • Contacts — Find accounts on the device and read your contacts
  • Location — Approximate location (network-based) and precise location (GPS and network-based)
  • SMS — Read your text messages (SMS or MMS), receive text messages (SMS) and send SMS messages
  • Phone — Read call log and read phone status and identity
  • Photos / Media / Files — Read the contents of your USB storage and modify or delete the contents of your USB storage
  • Storage  —Read the contents of your USB storage and modify or delete the contents of your USB storage
  • Device ID & call information — Read phone status and identity
  • Other information:
  • Receive data from Internet
  • View network connections
  • Full network access
  • Run at startup
  • Prevent device from sleeping

Privacy Policy

This is the Privacy Policy (Policy) of Playminds Technologies Private Limited, a company incorporated under the Companies Act, 2013, and having its registered office at 10/1, 4th floor Kempegowda Layout, Prashanthnagar, Bangalore 560079 (hereinafter referred to as Playminds).

Thank you for visiting Playminds’ app [CASH+]. We value the trust you place in us. This Policy discloses Playminds’ information practices for this app and subscriber/membership based services (Services) including the type of information being collected, method of such information collection, use of such information and sharing of such information with third parties. By visiting the app, you expressly consent to our use and disclosure of your personal information in any manner described in this Policy. This Policy extends to both visitors to the app who do not transact business on the app and to registered users, who transact business on the app.

Your Personal Information

  • By accepting this Policy, you authorize Playminds to collect and store and use any information that you may enter on our app or provide us in some other way. To enable you to become a registered user of our app and provide you with our Services, we need your personal information, as listed more fully in Annexure-A to this Policy.
  • We assure you that at no time will this information be sold or shared with parties not associated with us without your consent.

How we use the information we collect
Playminds owns all the information collected via the app. We may use the information described above to:

  • Verify your identity and share your details with authorized bureaus or other agencies for credit report & credit score and social score generation.
  • Create and manage your account.
  • Send you (via email or other means) offerings of products or services and update you on all the special offers available on the app to ensure a better user experience for you. You can unsubscribe from such communications anytime you wish to do so.
  • Monitor and improve the app including by calculating the number of visitors to the app, identifying the geographical locations of visitors and their demographics, preferences, interests, and behaviour. We may share such app usage statistics with our sponsors, advertisers or other third parties (which do not include Playminds’ marketing partners and network providers).
  • Communicate with you about, and administer your participation in, special events, contests, offers, surveys and market research.
  • Respond to your queries.
  • Operate, evaluate and improve our business.
  • Besides the above, this information may be used when you contact Playminds through any means such as chat or email. Playminds reserves the right to include your email ID for marketing communications.

IP address
When you visit our app, Playminds collects your IP address to help diagnose problems with its server, administer and tune the operation of its app, analyze trends, track traffic patterns, gather demographic information for aggregate use, and track the date and duration of each session within our app and similar purposes. Your IP address may also be used in combination with your personal information to prevent fraud or abuse, customize your shopping experience, improve our app, customer service, products, and promotional efforts, and to understand your preferences, patterns and interests.

Non-personal information
Playminds also collects information about the type of device you use to access our Services, your operating system details and settings, the name of your ISP, your mobile device, your mobile device identifier provided by your mobile device operating system, and location data and other general device or systems information. If you are logged in on Playminds when browsing, a cookie on your device will also identify you, and record and associate all of these usage information and log data with your account.

Cookies and Web beacons
Playminds collects data through cookies and other monitoring technologies to enhance your browsing and shopping experience on our app. ‘Cookies’ are small pieces of information that are stored by your browser on your computer’s hard drive to collect information about your activities on our app. We may authorize third parties to use cookies and other monitoring technologies to compile information about the use of the app or interaction with advertisements that appear on the app. We do not have access or control over these cookies. We do not link the information we store in cookies to any personally identifiable information you submit while on the app. We use session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You are always free to decline cookies if your browser permits, although, by declining the use of cookies you may not be able to use certain features on the app.

Sharing of information
Any personal information, if collected, will be passed on to our trusted partners and service providers who shall need access to the information upon your use of our Services. We use trusted third-party service providers to perform certain services on our behalf, including for the purposes of payment processing, data storage/management, web hosting, web analytics, fulfillment, assembly, marketing, mailing, and emailing. These service providers only receive personal information if such information is needed to perform their function(s), and they are not authorized to use any personal information for any other purpose(s) other than the purpose(s) set forth by Playminds.

Your rights

  • Upon request, we will remove your personal information from our database. Customers are also advised that upon written request you may access and/or request that any erroneous information about you be corrected.
  • You have the right to ask us not to process your personal data for marketing purposes. You also have the right to ask us to not store your personal data. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at the e-mail address below. However, please note that in such an event we may be unable to continue providing, partially or fully, our Services to you.
  • The app may, from time to time, contain links to and from the apps of our partner networks, advertisers and affiliates. If you follow a link to any of these apps, please note that these apps have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these apps.

Business transfer
Your personal information may be disclosed as part of any merger, sale of Playminds’ assets or acquisition, as well as in the event of insolvency, bankruptcy or receivership.

Comments
We value your comments, feedback, and testimonials which help us improve our app, products, and services. By making such submissions to us, you assign your rights in the submissions to us.

Children’s privacy
Our app is not directed at anyone who we know to be under the age of 18, nor do we collect any personal information from anyone who we know to be under the age of 18. If you are under the age of 18, you should not use the app and should not submit any personal information to us.

Phishing
Safeguarding information to help protect you from identity theft is a top priority and we at Playminds take all measures to protect identity theft. We do not and will not, at any time, request your credit card information or national identification numbers in a non-secure or unsolicited e-mail or telephone communication.

Links
This app may contain links and advertisements which may lead you to other apps. Please note that once you leave our app you will be subjected to the privacy policy of the other app and this Policy will no longer apply. By using this app, you signify your agreement to the terms of this Policy. Playminds reserves the right, in our sole discretion, to change, modify, and or delete portions of the terms of this Policy at any time.

Limit of liability
Notwithstanding anything to the contrary in this Policy or any other terms of service or use applicable as between Playminds and you, Playminds’ aggregate liability hereunder shall be limited to Rs.500 only and shall not extend to any indirect or remote damages whatsoever, including but not limited to special, incidental, consequential, or punitive damages or loss of profits.

Contact us
If you believe that Playminds has not complied with this Policy with respect to your personal information or would like us to update information we have about you or your preferences or if you have any questions about our Policy, please feel free to contact at: care@cash-plus.in

Applicability of Policy
While this Policy applies to all personal information collected, stored and used by Playminds, it is intended to comply only with the applicable laws of India and not any other jurisdiction. All matters of dispute are subject to the courts in the city of Bengaluru.

Compliance
Playminds shall always cooperate with regulatory authorities and investigating agencies in India in the matter of treatment of personal information.

Amendments
Playminds may modify this Policy in its sole discretion at any time. While Playminds shall make best efforts to notify you of any such modification, it shall be your responsibility to read and understand the Policy as prevalent from time to time. Continued use of the app shall be deemed to constitute acceptance of the Policy as amended.

End of Privacy Policy

Annexure-A
List of Information

  • Last name
  • Current address
  • Permanent address
  • Residing in current address since
  • E-mail address
  • Mobile number
  • Gender
  • Date of birth
  • Picture
  • Educational status
  • Residential status
  • Marital status
  • Spouse occupation
  • Number of dependents
  • SMS information
  • Social media information
  • PAN
  • PAN Card
  • Aadhaar number
  • A government-issued photo identification proof such as Aadhaar or any other proof as may be specified by Playminds from time to time.
  • Bank statement in a PDF form or online access to your bank statement
  • Name of employer
  • Working since
  • Office e-mail address
  • Net monthly income
  • Name of spouse’s employer
  • Spouse working since
  • Office e-mail address of spouse
  • Spouse’s net monthly income
  • Device information
  • Device & app history — Read your Web bookmarks and history
  • Identity — Find accounts on the device
  • Calendar — Read calendar events plus confidential information
  • Contacts — Find accounts on the device and read your contacts
  • Location — Approximate location (network-based) and precise location (GPS and network-based)
  • SMS — Read your text messages (SMS or MMS), receive text messages (SMS) and send SMS messages
  • Phone — Read call log and read phone status and identity
  • Photos / Media / Files — Read the contents of your USB storage and modify or delete the contents of your USB storage
  • Storage  —Read the contents of your USB storage and modify or delete the contents of your USB storage
  • Device ID & call information — Read phone status and identity
  • Other information:
  • Receive data from Internet
  • View network connections
  • Full network access
  • Run at startup
  • Prevent device from sleeping